Artificial Intelligence with Analytics

Empowering Financial Decisions with Data Powered by Artificial Intelligence
Unlock the full potential of digital financial infrastructure with Finsire's AI and Analytics APIs.
Designed specifically for Banks, NBFCs, and LSPs.

Finsire’s advanced solutions offer a suite of tools including Net-worth, Pre-approved Credit, and Asset Analyzer.
Request AccessSee API Documentation
Why Choose
‍Finsire’s Artificial Intelligence
and
‍Analytics Suite
01
Net Worth
Provide a consolidated view of an individual's financial position by integrating and summarizing data from various asset categories such as bank accounts, CIBIL, stocks, mutual funds, and vehicles.
02
Asset Analyzer
Track assets, returns, asset-specific key ratios, and have an ability to lend, invest, advice, and enhance user engagement better.
03
Pre-Approved Credit
Offers precise collateral valuation across diverse assets, integrating loan-to-value (LTV) ratios, risk parameters, and loan tenure options.
Empowering Your Data-Driven Future
In a world where financial data sources are diverse and expansive, businesses often struggle with fragmented and inconsistent data, which hampers strategic decision-making and growth.
Customized Solutions
Tailored APIs and portals for enhanced usability
Enhanced Underwriting
Utilizes detailed asset information to improve underwriting capabilities
Recommendation Engine
Offers asset recommendation solutions to optimize financial offerings
Business Growth
Supports cross-sell and upsell opportunities, driving revenue growth
AI-Driven Insights
Full support for regulatory, support, and compliance requirements
Empowering Your Data-Driven Future with Finsire
Detailed Reports
Real-time data sharing with clients, complete with detailed reports.
0
Zero Integration Cost
30+
Asset Custodians
Customized Solutions
Tailored APIs and portals for enhanced usability
Enhanced Underwriting
Utilizes detailed asset information to improve underwriting capabilities
Recommendation Engine
Offers asset recommendation solutions to optimize financial offerings
Cross-sell and Upsell
Supports cross-sell and upsell opportunities, driving revenue growth
AI-Driven Insights
Full support for regulatory, support, and compliance requirements
Empowering Your Data-Driven Future
In a world where financial data sources are diverse and expansive, businesses often struggle with fragmented and inconsistent data, which hampers strategic decision-making and growth.
Finsire's Solution
Finsire leverages advanced AI to integrate and analyze data from over 25 asset custodians, ensuring accurate, real-time insights and streamlined financial operations with zero integration costs.
01
Net Worth
See API Documentation
Finsire's Net Worth API delivers a consolidated view of an individual’s finances by integrating data from diverse assets like bank accounts, stocks, mutual funds, vehicles, real estate and liabilities.

This powerful tool enables lenders and financial advisors to make informed decisions with precision.
Streamlined Data Integration
  • Auto-Discovery reduces unnecessary steps for quicker user account linking
  • Auto-Trigger & Sequential OTPs enhance consent processes and reduce errors.
Efficient Data Sharing
  • 90% reduction in manual data sharing through OTP-based and dynamic asset aggregation.
Enhanced Customer Profiling
  • Real-time analysis of net worth, income, and asset holdings for tailored financial services.
  • Powerful segmentation tools categorize customers for targeted marketing and risk assessment.
Advanced Reporting Capabilities
  • Immediate access to comprehensive financial reports and analytics.
  • Automated alerts and downloadable reports keep lenders updated in real-time.
Compliance and Integration
  • Centralized tracking of consent requests and robust fallback scenarios ensure data reliability.
  • Seamless integration with business rules engines, accommodating diverse regulatory needs.
02
Asset Analyzer
See API Documentation
Finsire's Asset Analyzer offers a comprehensive tool to gauge the performance and potential of assets across varied platforms.

By integrating both institutional and social data, this sophisticated tool provides a deep dive into asset returns, age, and affiliations, significantly enhancing underwriting accuracy and user engagement.
Bank Statement Analyzer
Provides detailed insights into customers' financial behaviors through analysis of credit transactions, debit transactions, and end-of-day balances.
  • FOIR Percentage: Analyzes financial obligations as a ratio of income, crucial for assessing loan affordability.
  • Transaction Trends: Tracks top credit and debit transactions to gauge financial stability and spending patterns.
  • Balance Analysis: Monitors opening and closing balances to understand financial flows and stability over time.
Note: Bank Statement Analyzer can be used by lending firms as well as investing-oriented firms.
Mutual Fund and Stock Analyzer
Offers comprehensive insights into investment portfolios.
  • Fund Overview: Detailed metrics including NAV, fund size, risk profiles, and manager information.
  • Asset Allocation: Breakdown of investment across different asset classes and market caps.
  • Peer Comparison and Insights: Compares fund performance with peers.
Vehicle Analyzer
Assesses the financial value and risks associated with vehicles through detailed depreciation analysis and insurance validation.
  • Depreciation Value: Tracks the depreciation of vehicle value over time, critical for loan value assessments.
  • Challan and Insurance Details: Reviews traffic fines and insurance status to ensure compliance and risk mitigation.
Real Estate Analyzer
Evaluates properties through advanced trend analysis of prices and rentals, enhancing real estate investment decisions.
  • Price and Rental Trends: Analyzes historical and current market trends to predict future property values.
  • Valuation Growth: Compares property values over time within similar locations to provide competitive price insights.
03
Pre-Approved Credit
See API Documentation
Finsire’s Pre-Approved Credit revolutionizes the way financial institutions assess collateral and determine creditworthiness.

By integrating sophisticated loan-to-value (LTV) ratios, risk parameters, and diverse loan tenure options, this advanced system provides streamlined lending options.
Key Features
Precision Valuation
Delivers exact collateral valuations by integrating comprehensive LTV ratios and risk assessments
AI-Driven Insights
Utilize AI and ML models to analyze LTV for each asset the customer owns.
Create Segments
Provide customers a pre-approved credit limit for each of the assets to provide secured loans.
Check out our other Products!
Asset Gateway
Boost lending with seamless access to verified financial data via Account Aggregators and trusted data providers.
Explore
Secured Credit Management
Transform your secured credit journey with Loans against Mutual Funds and Shares.
Explore

Get Started with Finsire

Empower your applications with robust and secure financial data connectivity.
Request Demo
Empower your decisions—effortlessly.Suite of APIs are designed to enhance your operations and delight your customers.
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